Online lenders just quote rates.
We offer professional advice.
At Mortgage On A Mission, I help Texas families understand their refinance options. Whether you’ll keep your home 2 more years or 20 more, my team can recommend the best refinance for your needs. Getting the best professional advice starts with telling us about your goals, and your current mortgage so we can tell you if refinancing is right for you.
Sarah didn’t think she should refinance. She had a 4.00% rate on her loan, and was only going to keep her home 3 more years. We showed her why a refinance would save her $3736, and why she should take the lender offer of 3.50% and not 3.00%. We can help you, too. Watch our video below, and then tell us about your situation and Get Our Recommendations.
Online lenders just quote rates.
We offer professional advice.
At Mortgage On A Mission, I help Texas families understand their refinance options. Whether you’ll keep your home 2 more years or 20 more, my team can recommend the best refinance for your needs. Getting the best professional advice starts with telling us about your goals, and your current mortgage so we can tell you if refinancing is right for you.
Sarah didn’t think she should refinance. She had a 4.00% rate on her loan, and was only going to keep her home 3 more years. We showed her why a refinance would save her $3736, and why she should take the lender offer of 3.50% and not 3.00%. We can help you, too. Watch our video below, and then tell us about your situation and Get Our Recommendations.
We’re giving away 500 free books.
Ask for our refinance recommendations. We’ll send you one.
Tuesdays With Morrie
The global bestseller, read by 10 million people
Who helped you become the person you are today? Maybe it was a grandparent, or a teacher, or a colleague. Maybe someone older, patient and wise. Someone who understood you when you were young and searching, helping you see the world as a more profound place. For Mitch Albom, that person was Morrie Schwartz, his college professor from nearly twenty years ago.
Wouldn’t you like to see that person again, ask the bigger questions that still haunt you, receive wisdom for your busy life today the way you once did when you were younger? Mitch Albom got to do that. He rediscovered Morrie in the last months of the older man’s life. Knowing he was dying, Morrie visited with Mitch in his study every Tuesday, just as they used to back in college. Their rekindled relationship turned into one final “class”: lessons in how to live.
Limit 45 books given away per month until April 2022. We work with only a few clients each month, so we can do high-quality work. We will ask you to send your current loan statement and tell us your estimated FICO score for us to prepare your quote and put your book in the mail the next day.
Can you answer these questions?
Why did Sarah pick the higher rate of 3.50% instead of 3.00%?
Answer: The lower rate was going to cost her a lot more up front. She avoided paying up front lender fees, which helped her save more with the higher rate. We will advise you to take a higher rate, unless you plan to keep your home for more than 10 more years. Watch the video below (20 – 23 minutes).
Sarah already had a good rate at 4.00%. How did the refinance actually help her?
Answer: A lower rate is only one way a refinance helped Sarah. She also reduced her mortgage insurance by over $50 per month. That’s why we ask to see your mortgage statement. We want to see how much you’ll save with cheaper mortgage insurance. Watch the video below (7 – 12 minutes).
How did you help Sarah calculate her refinance savings?
Answer: We calculated her costs, and then added up her benefits. She saved $3736 because the refinance gave her a benefit of $5612, and it cost her only $1876. You should never refinance if you won’t keep the home long enough to recover the cost. Watch the video below (12 – 17 minutes).